Don't let your wallet be a holiday causality
- tips to keep the Spirit alive as well as your wallet

For Immediate Release

(November 24, 2003 ) - As the holiday season kicks into high gear, take a moment to stop and make a plan. With a little planning you can socialize, give gifts and even have a little fun decorating without going broke. It's a sure way to keep the ho, ho spirit into the New Year and say good bye to January bill payment blues.

Here are a few quick tips to get you started:
Draw names. It's a great way to reduce costs and have the fun of giving.
Give a gift of time. Make a coupon for babysitting, snow shovelling or spring garden clean up.
Think potluck. It's a fun inexpensive way to entertain.
Look for low cost activities - skating, cross-country skiing, or a video movie night.
Shorten your shopping trips. You'll be less tired and make better decisions.
Dare to be different. Decorate your tree with your children's toys.
Avoid the crowds. Use the Internet for your shopping, no parking hassles. Or, "let your fingers do the walking", phone around and put items you want on hold.

Remember, focus on what's important to you! The season is really about spending time with family and friends, not how much money you spend. Think about why you are getting together and try something new.

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For further information:
Debbie Klein, Supervisor (Edmonton) or Fran Smith, Executive Director
Edmonton (780) 423-5265 Calgary (403) 234-6182

Credit Counselling Services of Alberta is a not-for-profit consumer service, providing information, workshops, counselling and programs on: Budgeting, Basic money management, Debt repayment options (including the Orderly Payment of Debt program), and, Credit use and rebuilding.

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